# Getting started

Klarna delivers flexible checkout solutions for both online and in-store purchases. Shoppers can choose to pay instantly, defer payment, or spread the cost across interest-free installments. For merchants, Klarna enhances sales potential by offering customers convenient, trusted, and versatile payment methods.

For more information about the **Klarna Payments HPP plugin**, visit the [product page](https://norrnext.com/ecommerce/phoca-cart/klarna-payments-hpp-for-phoca-cart).

### System Requirements

| Minimum        | Recommended     |
| -------------- | --------------- |
| Joomla 5.3     | Joomla 6.0+     |
| Phoca Cart 5.1 | Phoca Cart 5.2+ |
| PHP 8.1        | PHP 8.3         |

{% hint style="warning" %}
Your site should have a valid SSL certificate (TLS 1.2 or higher) to ensure that your customers' card details are safe.
{% endhint %}

### Video Tutorial

Coming soon.