# Getting started

Klarna delivers flexible checkout solutions for both online and in-store purchases. Shoppers can choose to pay instantly, defer payment, or spread the cost across interest-free installments. For merchants, Klarna enhances sales potential by offering customers convenient, trusted, and versatile payment methods.

For more information about the **Klarna Payments HPP plugin**, visit the [product page](https://norrnext.com/ecommerce/phoca-cart/klarna-payments-hpp-for-phoca-cart).

### System Requirements

| Minimum        | Recommended     |
| -------------- | --------------- |
| Joomla 5.3     | Joomla 6.0+     |
| Phoca Cart 5.1 | Phoca Cart 5.2+ |
| PHP 8.1        | PHP 8.3         |

{% hint style="warning" %}
Your site should have a valid SSL certificate (TLS 1.2 or higher) to ensure that your customers' card details are safe.
{% endhint %}

### Video Tutorial

Coming soon.


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# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://docs.norrnext.com/klarna-payments-hpp-for-phoca-cart/getting-started.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.