# Getting started

Klarna is an international payment provider that offers flexible checkout solutions for online and in-store shopping. It allows customers to pay immediately, pay later, or split their purchases into interest-free installments. For merchants, Klarna helps increase sales by offering shoppers more convenient and trusted payment options.

For more information about the **Klarna Payments HPP plugin**, visit the [product page](https://norrnext.com/ecommerce/virtuemart/klarna-payments-hpp-for-virtuemart).

### System Requirements

| Minimum          | Recommended      |
| ---------------- | ---------------- |
| Joomla 3.10+     | Joomla 5.x       |
| VirtueMart 4.0.+ | VirtueMart 4.0.+ |
| PHP 7.4          | PHP 8.3          |

{% hint style="warning" %}
Your site should have a valid SSL certificate (TLS 1.2 or higher) to ensure that your customers' card details are safe.
{% endhint %}

### Video Tutorial

{% embed url="<https://youtu.be/vYED2rtxnZc>" %}